Software Developers pay range in Saginaw
New workers and the lowest-paid 10% earn about $70,400 a year or less, while the top 10% make $137,560 or more. The middle half of software developers in Saginaw earn between $83,000 and $123,740.
- $70K10th
- $83K25th
- $101KMedian
- $124K75th
- $138K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $105,100 | $8,758 | $50.53 |
| Median | $101,430 | $8,452 | $48.76 |
| Entry level (25th percentile) | $83,000 | $6,917 | $39.90 |
| Experienced (75th percentile) | $123,740 | $10,312 | $59.49 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Software Developers pay in Saginaw vs. Michigan and the U.S.
Software developers in Saginaw earn 14% less than the Michigan average ($122,720) and 29% less than the U.S. average ($148,100). At the median the gap is -25% against the U.S. median of $135,980.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Saginaw | $105,100 | $101,430 | $70,400 | $137,560 | 230 |
| Michigan | $122,720 | $125,570 | $78,930 | $166,510 | 43,460 |
| United States | $148,100 | $135,980 | $82,460 | $214,670 | 1,687,890 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Software Developers salary after taxes in Saginaw
On the average salary of $105,100, a single filer in Saginaw takes home about $77,058 a year, or $6,422 a month and $2,964 every two weeks. Taxes take 27% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Includes Saginaw's local income tax (1.5%).
Is Saginaw a good place for software developers? Pay vs. cost of living
Prices in the Saginaw area are 9% below the U.S. average (BEA price parity 90.9), so the average $105,100 buys what about $115,633 would buy in a typical U.S. metro. This job pays 2.2 times the median wage of all jobs in Saginaw ($46,200). A typical home costs $173,341, or 1.6 years of this average salary before tax.
Software Developers salary in other Michigan cities
Saginaw ranks 11th of 15 Michigan metro areas for this job; Jackson pays the most ($128,280).
- Jackson$128,280
- Detroit$128,200
- Ann Arbor$126,090
- Battle Creek$121,680
- Bay City$119,200
- Kalamazoo$115,950
- Grand Rapids$113,720
- Niles$112,090
- Muskegon$107,620
- Saginaw$105,100
Highest-paying cities for software developers
San Jose, CA pays this job the most of the metro areas we cover ($221,710).
- San Jose, CA$221,710
- San Francisco, CA$193,430
- Seattle, WA$174,920
- Oxnard, CA$174,020
- Boulder, CO$166,480
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Software Developers salary in Saginaw: questions
How much do software developers make an hour in Saginaw?
$50.53 an hour on average, and $48.76 at the median (BLS, May 2025).
What is the entry-level software developers salary in Saginaw?
The lowest-paid 10% earn about $70,400 a year and the 25th percentile is $83,000, a fair guide to starting pay.
What is the software developers take-home pay in Saginaw?
About $77,058 a year ($6,422 a month) for a single filer on the average salary of $105,100. Includes Saginaw's local income tax (1.5%).
Do software developers earn more in Saginaw than elsewhere?
The average here is 29% less than the U.S. average for this job ($148,100).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 15-1252; area Saginaw, MI (40980). Relative standard error of the mean wage: 1.3%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Includes Saginaw's local income tax (1.5%).
- Job concentration: location quotient 0.27, this job is less common than in the U.S. overall (location quotient 0.27).
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