Financial Risk Specialists pay range in Lakeland
New workers and the lowest-paid 10% earn about $45,100 a year or less, while the top 10% make $150,390 or more. The middle half of financial risk specialists in Lakeland earn between $56,490 and $121,420.
- $45K10th
- $56K25th
- $80KMedian
- $121K75th
- $150K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $94,010 | $7,834 | $45.20 |
| Median | $79,710 | $6,642 | $38.32 |
| Entry level (25th percentile) | $56,490 | $4,708 | $27.16 |
| Experienced (75th percentile) | $121,420 | $10,118 | $58.38 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Financial Risk Specialists pay in Lakeland vs. Florida and the U.S.
Financial risk specialists in Lakeland earn 16% less than the Florida average ($111,510) and 24% less than the U.S. average ($124,420). At the median the gap is -32% against the U.S. median of $117,330.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Lakeland | $94,010 | $79,710 | $45,100 | $150,390 | 60 |
| Florida | $111,510 | $99,900 | $58,080 | $172,550 | 3,770 |
| United States | $124,420 | $117,330 | $64,820 | $196,110 | 63,850 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Financial Risk Specialists salary after taxes in Lakeland
On the average salary of $94,010, a single filer in Lakeland takes home about $74,966 a year, or $6,247 a month and $2,883 every two weeks. Taxes take 20% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
Is Lakeland a good place for financial risk specialists? Pay vs. cost of living
Prices in the Lakeland area are 3% below the U.S. average (BEA price parity 97.1), so the average $94,010 buys what about $96,777 would buy in a typical U.S. metro. This job pays 1.7 times the median wage of all jobs in Lakeland ($46,140). A typical home costs $298,816, or 3.2 years of this average salary before tax.
Financial Risk Specialists salary in other Florida cities
Lakeland ranks 7th of 8 Florida metro areas for this job; Miami pays the most ($123,690).
- Miami$123,690
- Sarasota$119,860
- Pensacola$110,070
- Tampa$108,530
- Orlando$107,380
- Jacksonville$103,620
- Lakeland$94,010
- Tallahassee$85,350
Highest-paying cities for financial risk specialists
San Jose, CA pays this job the most of the metro areas we cover ($162,550).
- San Jose, CA$162,550
- San Francisco, CA$159,040
- New York, NY$155,130
- Bridgeport, CT$146,120
- Charlotte, NC$144,270
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Financial Risk Specialists salary in Lakeland: questions
How much do financial risk specialists make an hour in Lakeland?
$45.20 an hour on average, and $38.32 at the median (BLS, May 2025).
What is the entry-level financial risk specialists salary in Lakeland?
The lowest-paid 10% earn about $45,100 a year and the 25th percentile is $56,490, a fair guide to starting pay.
What is the financial risk specialists take-home pay in Lakeland?
About $74,966 a year ($6,247 a month) for a single filer on the average salary of $94,010. Florida has no state income tax.
Do financial risk specialists earn more in Lakeland than elsewhere?
The average here is 24% less than the U.S. average for this job ($124,420).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2054; area Lakeland-Winter Haven, FL (29460). Relative standard error of the mean wage: 3.7%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
- Job concentration: location quotient 0.55, this job is less common than in the U.S. overall (location quotient 0.55).
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