Credit Analysts pay range in Lakeland
New workers and the lowest-paid 10% earn about $47,530 a year or less, while the top 10% make $170,280 or more. The middle half of credit analysts in Lakeland earn between $59,520 and $102,810.
- $48K10th
- $60K25th
- $66KMedian
- $103K75th
- $170K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $89,630 | $7,469 | $43.09 |
| Median | $65,690 | $5,474 | $31.58 |
| Entry level (25th percentile) | $59,520 | $4,960 | $28.62 |
| Experienced (75th percentile) | $102,810 | $8,568 | $49.43 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Credit Analysts pay in Lakeland vs. Florida and the U.S.
Credit analysts in Lakeland earn about the same as the Florida average ($89,690) and 11% less than the U.S. average ($100,850). At the median the gap is -21% against the U.S. median of $83,510.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Lakeland | $89,630 | $65,690 | $47,530 | $170,280 | 40 |
| Florida | $89,690 | $78,360 | $55,170 | $134,350 | 4,040 |
| United States | $100,850 | $83,510 | $56,250 | $169,230 | 64,390 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Credit Analysts salary after taxes in Lakeland
On the average salary of $89,630, a single filer in Lakeland takes home about $71,885 a year, or $5,990 a month and $2,765 every two weeks. Taxes take 20% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
Is Lakeland a good place for credit analysts? Pay vs. cost of living
Prices in the Lakeland area are 3% below the U.S. average (BEA price parity 97.1), so the average $89,630 buys what about $92,268 would buy in a typical U.S. metro. This job pays 1.4 times the median wage of all jobs in Lakeland ($46,140). A typical home costs $298,816, or 3.3 years of this average salary before tax.
Credit Analysts salary in other Florida cities
Lakeland ranks 6th of 9 Florida metro areas for this job; Fort Myers pays the most ($102,330).
- Fort Myers$102,330
- Naples$94,430
- Tallahassee$93,950
- Tampa$90,900
- Miami$90,550
- Lakeland$89,630
- Jacksonville$88,700
- Orlando$84,170
- Pensacola$75,630
Highest-paying cities for credit analysts
New York, NY pays this job the most of the metro areas we cover ($153,870).
- New York, NY$153,870
- San Jose, CA$135,700
- San Francisco, CA$133,360
- Washington, DC$120,420
- Burlington, VT$119,620
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Credit Analysts salary in Lakeland: questions
How much do credit analysts make an hour in Lakeland?
$43.09 an hour on average, and $31.58 at the median (BLS, May 2025).
What is the entry-level credit analysts salary in Lakeland?
The lowest-paid 10% earn about $47,530 a year and the 25th percentile is $59,520, a fair guide to starting pay.
What is the credit analysts take-home pay in Lakeland?
About $71,885 a year ($5,990 a month) for a single filer on the average salary of $89,630. Florida has no state income tax.
Do credit analysts earn more in Lakeland than elsewhere?
The average here is 11% less than the U.S. average for this job ($100,850).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2041; area Lakeland-Winter Haven, FL (29460). Relative standard error of the mean wage: 7.4%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
- Job concentration: location quotient 0.40, this job is less common than in the U.S. overall (location quotient 0.40).
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