Financial Risk Specialists pay range in San Jose
New workers and the lowest-paid 10% earn about $100,120 a year or less, while the top 10% make $221,110 or more. The middle half of financial risk specialists in San Jose earn between $123,470 and $199,980.
- $100K10th
- $123K25th
- $166KMedian
- $200K75th
- $221K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $162,550 | $13,546 | $78.15 |
| Median | $166,240 | $13,853 | $79.92 |
| Entry level (25th percentile) | $123,470 | $10,289 | $59.36 |
| Experienced (75th percentile) | $199,980 | $16,665 | $96.14 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Financial Risk Specialists pay in San Jose vs. California and the U.S.
Financial risk specialists in San Jose earn 19% more than the California average ($137,030) and 31% more than the U.S. average ($124,420). At the median the gap is +42% against the U.S. median of $117,330.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| San Jose | $162,550 | $166,240 | $100,120 | $221,110 | 480 |
| California | $137,030 | $129,110 | $76,610 | $208,360 | 5,740 |
| United States | $124,420 | $117,330 | $64,820 | $196,110 | 63,850 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Financial Risk Specialists salary after taxes in San Jose
On the average salary of $162,550, a single filer in San Jose takes home about $111,344 a year, or $9,279 a month and $4,282 every two weeks. Taxes take 32% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). California State Disability Insurance (1.3% of wages, paid by employees) is not included.
Is San Jose a good place for financial risk specialists? Pay vs. cost of living
Prices in the San Jose area are 10% above the U.S. average (BEA price parity 110.4), so the average $162,550 buys what about $147,207 would buy in a typical U.S. metro. This job pays 2.0 times the median wage of all jobs in San Jose ($84,050). A typical home costs $1,610,466, or 9.9 years of this average salary before tax.
Financial Risk Specialists salary in other California cities
San Jose ranks 1st of 9 California metro areas for this job, the best-paid in the state.
- San Jose$162,550
- San Francisco$159,040
- Sacramento$127,920
- San Diego$126,310
- Los Angeles$123,400
- Santa Cruz$108,490
- Riverside$104,540
- Oxnard$101,580
- Fresno$99,680
Highest-paying cities for financial risk specialists
San Jose, CA pays this job the most of the metro areas we cover ($162,550).
- San Jose, CA$162,550
- San Francisco, CA$159,040
- New York, NY$155,130
- Bridgeport, CT$146,120
- Charlotte, NC$144,270
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Financial Risk Specialists salary in San Jose: questions
How much do financial risk specialists make an hour in San Jose?
$78.15 an hour on average, and $79.93 at the median (BLS, May 2025).
What is the entry-level financial risk specialists salary in San Jose?
The lowest-paid 10% earn about $100,120 a year and the 25th percentile is $123,470, a fair guide to starting pay.
What is the financial risk specialists take-home pay in San Jose?
About $111,344 a year ($9,279 a month) for a single filer on the average salary of $162,550. California State Disability Insurance (1.3% of wages, paid by employees) is not included.
Do financial risk specialists earn more in San Jose than elsewhere?
The average here is 31% more than the U.S. average for this job ($124,420).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2054; area San Jose-Sunnyvale-Santa Clara, CA (41940). Relative standard error of the mean wage: 1.5%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). California State Disability Insurance (1.3% of wages, paid by employees) is not included.
- Job concentration: location quotient 1.03, this job is about as common as in the U.S. overall.
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