Financial Risk Specialists pay range in Sacramento
New workers and the lowest-paid 10% earn about $68,370 a year or less, while the top 10% make $176,600 or more. The middle half of financial risk specialists in Sacramento earn between $88,480 and $151,750.
- $68K10th
- $88K25th
- $123KMedian
- $152K75th
- $177K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $127,920 | $10,660 | $61.50 |
| Median | $122,530 | $10,211 | $58.91 |
| Entry level (25th percentile) | $88,480 | $7,373 | $42.54 |
| Experienced (75th percentile) | $151,750 | $12,646 | $72.96 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Financial Risk Specialists pay in Sacramento vs. California and the U.S.
Financial risk specialists in Sacramento earn 7% less than the California average ($137,030) and about the same as the U.S. average ($124,420). At the median the gap is +4% against the U.S. median of $117,330.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Sacramento | $127,920 | $122,530 | $68,370 | $176,600 | 290 |
| California | $137,030 | $129,110 | $76,610 | $208,360 | 5,740 |
| United States | $124,420 | $117,330 | $64,820 | $196,110 | 63,850 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Financial Risk Specialists salary after taxes in Sacramento
On the average salary of $127,920, a single filer in Sacramento takes home about $90,895 a year, or $7,575 a month and $3,496 every two weeks. Taxes take 29% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). California State Disability Insurance (1.3% of wages, paid by employees) is not included.
Is Sacramento a good place for financial risk specialists? Pay vs. cost of living
Prices in the Sacramento area are 7% above the U.S. average (BEA price parity 106.7), so the average $127,920 buys what about $119,921 would buy in a typical U.S. metro. This job pays 2.1 times the median wage of all jobs in Sacramento ($59,750). A typical home costs $582,707, or 4.6 years of this average salary before tax.
Financial Risk Specialists salary in other California cities
Sacramento ranks 3rd of 9 California metro areas for this job; San Jose pays the most ($162,550).
- San Jose$162,550
- San Francisco$159,040
- Sacramento$127,920
- San Diego$126,310
- Los Angeles$123,400
- Santa Cruz$108,490
- Riverside$104,540
- Oxnard$101,580
- Fresno$99,680
Highest-paying cities for financial risk specialists
San Jose, CA pays this job the most of the metro areas we cover ($162,550).
- San Jose, CA$162,550
- San Francisco, CA$159,040
- New York, NY$155,130
- Bridgeport, CT$146,120
- Charlotte, NC$144,270
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Financial Risk Specialists salary in Sacramento: questions
How much do financial risk specialists make an hour in Sacramento?
$61.50 an hour on average, and $58.91 at the median (BLS, May 2025).
What is the entry-level financial risk specialists salary in Sacramento?
The lowest-paid 10% earn about $68,370 a year and the 25th percentile is $88,480, a fair guide to starting pay.
What is the financial risk specialists take-home pay in Sacramento?
About $90,895 a year ($7,575 a month) for a single filer on the average salary of $127,920. California State Disability Insurance (1.3% of wages, paid by employees) is not included.
Do financial risk specialists earn more in Sacramento than elsewhere?
The average here is about the same as the U.S. average for this job ($124,420).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2054; area Sacramento-Roseville-Folsom, CA (40900). Relative standard error of the mean wage: 4.2%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). California State Disability Insurance (1.3% of wages, paid by employees) is not included.
- Job concentration: location quotient 0.65, this job is less common than in the U.S. overall (location quotient 0.65).
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