Credit Analysts pay range in Houston
New workers and the lowest-paid 10% earn about $51,720 a year or less, while the top 10% make $139,390 or more. The middle half of credit analysts in Houston earn between $65,320 and $98,580.
- $52K10th
- $65K25th
- $79KMedian
- $99K75th
- $139K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $90,520 | $7,543 | $43.52 |
| Median | $79,280 | $6,607 | $38.12 |
| Entry level (25th percentile) | $65,320 | $5,443 | $31.40 |
| Experienced (75th percentile) | $98,580 | $8,215 | $47.39 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Credit Analysts pay in Houston vs. Texas and the U.S.
Credit analysts in Houston earn about the same as the Texas average ($88,300) and 10% less than the U.S. average ($100,850). At the median the gap is -5% against the U.S. median of $83,510.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Houston | $90,520 | $79,280 | $51,720 | $139,390 | 1,010 |
| Texas | $88,300 | $78,730 | $50,600 | $134,860 | 6,130 |
| United States | $100,850 | $83,510 | $56,250 | $169,230 | 64,390 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Credit Analysts salary after taxes in Houston
On the average salary of $90,520, a single filer in Houston takes home about $72,511 a year, or $6,043 a month and $2,789 every two weeks. Taxes take 20% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
Is Houston a good place for credit analysts? Pay vs. cost of living
Prices in the Houston area are in line with the U.S. average (BEA price parity 98.6), so the average $90,520 buys what about $91,778 would buy in a typical U.S. metro. This job pays 1.6 times the median wage of all jobs in Houston ($49,410). A typical home costs $308,306, or 3.4 years of this average salary before tax.
Credit Analysts salary in other Texas cities
Houston ranks 3rd of 9 Texas metro areas for this job; Austin pays the most ($94,490).
Highest-paying cities for credit analysts
New York, NY pays this job the most of the metro areas we cover ($153,870).
- New York, NY$153,870
- San Jose, CA$135,700
- San Francisco, CA$133,360
- Washington, DC$120,420
- Burlington, VT$119,620
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Credit Analysts salary in Houston: questions
How much do credit analysts make an hour in Houston?
$43.52 an hour on average, and $38.12 at the median (BLS, May 2025).
What is the entry-level credit analysts salary in Houston?
The lowest-paid 10% earn about $51,720 a year and the 25th percentile is $65,320, a fair guide to starting pay.
What is the credit analysts take-home pay in Houston?
About $72,511 a year ($6,043 a month) for a single filer on the average salary of $90,520. Texas has no state income tax.
Do credit analysts earn more in Houston than elsewhere?
The average here is 10% less than the U.S. average for this job ($100,850).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2041; area Houston-Pasadena-The Woodlands, TX (26420). Relative standard error of the mean wage: 3.7%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
- Job concentration: location quotient 0.74, this job is less common than in the U.S. overall (location quotient 0.74).
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