Personal Financial Advisors pay range in Modesto
New workers and the lowest-paid 10% earn about $51,820 a year or less, while the top 10% make $264,720 or more. The middle half of personal financial advisors in Modesto earn between $63,690 and $152,630.
- $52K10th
- $64K25th
- $105KMedian
- $153K75th
- $265K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $132,290 | $11,024 | $63.60 |
| Median | $105,080 | $8,757 | $50.52 |
| Entry level (25th percentile) | $63,690 | $5,308 | $30.62 |
| Experienced (75th percentile) | $152,630 | $12,719 | $73.38 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Personal Financial Advisors pay in Modesto vs. California and the U.S.
Personal financial advisors in Modesto earn 22% less than the California average ($170,070) and 16% less than the U.S. average ($156,670). At the median the gap is +0% against the U.S. median of $105,070.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Modesto | $132,290 | $105,080 | $51,820 | $264,720 | 110 |
| California | $170,070 | $130,330 | $67,690 | $393,860 | 32,200 |
| United States | $156,670 | $105,070 | $50,190 | $357,020 | 266,800 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Personal Financial Advisors salary after taxes in Modesto
On the average salary of $132,290, a single filer in Modesto takes home about $93,475 a year, or $7,790 a month and $3,595 every two weeks. Taxes take 29% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). California State Disability Insurance (1.3% of wages, paid by employees) is not included.
Is Modesto a good place for personal financial advisors? Pay vs. cost of living
Prices in the Modesto area are 4% above the U.S. average (BEA price parity 104.1), so the average $132,290 buys what about $127,070 would buy in a typical U.S. metro. This job pays 2.1 times the median wage of all jobs in Modesto ($50,610). A typical home costs $468,302, or 3.5 years of this average salary before tax.
Personal Financial Advisors salary in other California cities
Modesto ranks 18th of 21 California metro areas for this job; San Francisco pays the most ($214,350).
- San Francisco$214,350
- San Jose$206,970
- San Diego$175,290
- Santa Maria$170,980
- Sacramento$156,410
- Vallejo$152,900
- Los Angeles$151,050
- Salinas$146,330
- Napa$145,720
- Modesto$132,290
Highest-paying cities for personal financial advisors
Staunton, VA pays this job the most of the metro areas we cover ($258,100).
- Staunton, VA$258,100
- Naples, FL$227,090
- New York, NY$217,170
- Macon, GA$214,380
- San Francisco, CA$214,350
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Personal Financial Advisors salary in Modesto: questions
How much do personal financial advisors make an hour in Modesto?
$63.60 an hour on average, and $50.52 at the median (BLS, May 2025).
What is the entry-level personal financial advisors salary in Modesto?
The lowest-paid 10% earn about $51,820 a year and the 25th percentile is $63,690, a fair guide to starting pay.
What is the personal financial advisors take-home pay in Modesto?
About $93,475 a year ($7,790 a month) for a single filer on the average salary of $132,290. California State Disability Insurance (1.3% of wages, paid by employees) is not included.
Do personal financial advisors earn more in Modesto than elsewhere?
The average here is 16% less than the U.S. average for this job ($156,670).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2052; area Modesto, CA (33700). Relative standard error of the mean wage: 8.9%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). California State Disability Insurance (1.3% of wages, paid by employees) is not included.
- Job concentration: location quotient 0.34, this job is less common than in the U.S. overall (location quotient 0.34).
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