Occupational Therapists Salary — Owensboro, Kentucky

The average Occupational Therapists in Owensboro, Kentucky earns $90,960 a year.

$90,960 / year, mean
↓ 10.8% below national average 33th percentile in Kentucky

Owensboro pays below most of Kentucky for this role, though still within a normal range for the state. That's noticeably below the national average for occupational therapists, worth factoring into any relocation math. Cost of living here runs below the national average, which can offset a lower headline salary. This is a high-confidence estimate, based on a large sample of reported wages.

Percentile within Kentucky

0th 50th 100th
Employment (this metro)
60
Estimate confidence
RSE 1.2%
Cost of living 89 #172 most expensive of 188 cities in this dataset 100 = U.S. average · Source: BEA Regional Price Parities, 2024
Crime index 1461 #33 safest of 188 cities in this dataset Per 100k residents · Source: FBI Crime Data Explorer
Median home value $213,657 #162 priciest of 188 cities in this dataset Source: zillow_real
Median household income $65,656 #132 highest of 188 cities in this dataset Source: Census Bureau ACS 5-year

Combining these four figures gives a fuller picture than salary alone: Owensboro ranks #172 for cost of living and #162 for home prices among the 188 cities in this pilot dataset, which matters as much as the headline salary number when comparing where to live.

San Jose $137,450 San Francisco $136,250 Santa Cruz $131,980 Vallejo $128,760 Santa Rosa $128,610 Napa $127,120 Sacramento $123,560 Salinas $122,370 Santa Maria $122,310 Stockton $122,080 Chico $121,440 Modesto $121,010 Bakersfield $120,750 San Diego $119,390 Oxnard $119,040 Fresno $119,000 Los Angeles $118,500 Riverside $118,480 Merced $115,270 Portland $114,410 Odessa $113,850 Austin $113,410 Seattle $113,270 Visalia $112,040 Bend $111,340 Redding $111,260 San Antonio $111,140 Eugene $111,110 San Luis Obispo $110,930 Yuba City $109,520 Beaumont $109,450 Salem $109,330 Lexington Park $109,310 Gettysburg $109,260 Longview $109,080 Winchester $108,700 Bremerton $108,570 Dallas $108,380 Salisbury $107,950 Olympia $107,830 New York $107,110 Houston $107,080 Abilene $106,430 Yakima $106,410 Midland $106,030 Wichita Falls $105,300 Bellingham $105,090 Kennewick $104,760 Waco $104,490 Philadelphia $103,970 Texarkana $103,700 Trenton $103,660 Baltimore $103,600 Naples $103,570 McAllen $103,410 Saginaw $103,380 Richmond $103,370 Charlottesville $103,220 Mount Vernon $102,630 Tyler $102,620 Springfield $102,250 Brownsville $102,200 Victoria $102,120 York $102,070 Medford $102,050 San Angelo $101,990 Lynchburg $101,820 Amarillo $101,810 College Station $101,810 El Paso $101,690 Wenatchee $101,500 Allentown $101,460 Chicago $101,400 Spokane $100,980 Lancaster $100,830 Homosassa Springs $100,530 Williamsport $100,450 Panama City $100,430 Killeen $100,170 Corpus Christi $100,150 Atlantic City $99,930 Louisville $99,670 Punta Gorda $99,540 Orlando $99,470 Scranton $99,370 Blacksburg $99,350 Indianapolis $99,270 Harrisburg $99,220 Sebastian $99,080 Ithaca $99,060 Sherman $99,010 Fort Myers $98,890 Chambersburg $98,370 Kiryas Joel $98,060 Wheeling $98,040 Elizabethtown $97,900 Lubbock $97,820 Laredo $97,760 Vineland $97,620 Dover $97,410 Sarasota $96,990 Beckley $96,840 Huntington $96,500 Bloomington $96,370 Virginia Beach $96,140 Tampa $96,110 Hagerstown $96,100 Roanoke $96,030 Deltona $95,650 Miami $95,530 Rockford $95,530 Peoria $95,490 Jacksonville $95,450 State College $95,330 Lebanon $95,310 Tallahassee $95,300 Harrisonburg $95,230 Erie $95,200 Battle Creek $95,060 Sebring $94,980 Kingston $94,650 Parkersburg $94,600 Reading $93,670 Lexington $93,310 Gainesville $92,920 Pensacola $92,640 Paducah $92,530 Crestview $92,370 South Bend $92,340 Staunton $92,090 Elmira $92,060 Ann Arbor $92,050 Kokomo $91,600 Weirton $91,530 Palm Bay $91,500 Port St. Lucie $91,000 Owensboro $90,960 Watertown $90,540 Grand Rapids $90,510 Glens Falls $90,420 Morgantown $90,240 Bloomington $90,070 Lakeland $90,020 Detroit $90,000 Syracuse $89,860 Evansville $89,810 Charleston $89,410 Bowling Green $88,910 Lafayette $88,900 Altoona $88,840 Muncie $88,800 Terre Haute $88,790 Johnstown $88,770 Traverse City $88,760 Pittsburgh $88,700 Binghamton $88,650 Wildwood $88,590 Jackson $88,230 Lansing $87,840 Champaign $87,710 Fort Wayne $87,360 Ocala $87,330 Monroe $87,310 Kankakee $87,200 Albany $86,910 Niles $86,650 Utica $85,910 Flint $85,680 Elkhart $85,670 Kalamazoo $84,800 Rochester $84,190 Buffalo $83,790 Muskegon $83,490 Bay City $79,550 Midland $77,950
CityMean salaryvs. Owensboro
Abilene, Texas$106,430+17.0%
Albany, New York$86,910-4.5%
Allentown, Pennsylvania$101,460+11.5%
Altoona, Pennsylvania$88,840-2.3%
Amarillo, Texas$101,810+11.9%
Ann Arbor, Michigan$92,050+1.2%
Atlantic City, New Jersey$99,930+9.9%
Austin, Texas$113,410+24.7%
Bakersfield, California$120,750+32.8%
Baltimore, Maryland$103,600+13.9%
Battle Creek, Michigan$95,060+4.5%
Bay City, Michigan$79,550-12.5%
Beaumont, Texas$109,450+20.3%
Beckley, West Virginia$96,840+6.5%
Bellingham, Washington$105,090+15.5%
Bend, Oregon$111,340+22.4%
Binghamton, New York$88,650-2.5%
Blacksburg, Virginia$99,350+9.2%
Bloomington, Illinois$90,070-1.0%
Bloomington, Indiana$96,370+5.9%
Bowling Green, Kentucky$88,910-2.3%
Bremerton, Washington$108,570+19.4%
Brownsville, Texas$102,200+12.4%
Buffalo, New York$83,790-7.9%
Fort Myers, Florida$98,890+8.7%
Chambersburg, Pennsylvania$98,370+8.1%
Champaign, Illinois$87,710-3.6%
Charleston, West Virginia$89,410-1.7%
Charlottesville, Virginia$103,220+13.5%
Chicago, Illinois$101,400+11.5%
Chico, California$121,440+33.5%
College Station, Texas$101,810+11.9%
Corpus Christi, Texas$100,150+10.1%
Crestview, Florida$92,370+1.6%
Dallas, Texas$108,380+19.2%
Deltona, Florida$95,650+5.2%
Detroit, Michigan$90,000-1.1%
Dover, Delaware$97,410+7.1%
Elizabethtown, Kentucky$97,900+7.6%
Elkhart, Indiana$85,670-5.8%
Elmira, New York$92,060+1.2%
El Paso, Texas$101,690+11.8%
Erie, Pennsylvania$95,200+4.7%
Eugene, Oregon$111,110+22.2%
Evansville, Indiana$89,810-1.3%
Flint, Michigan$85,680-5.8%
Fort Wayne, Indiana$87,360-4.0%
Fresno, California$119,000+30.8%
Gainesville, Florida$92,920+2.2%
Gettysburg, Pennsylvania$109,260+20.1%
Glens Falls, New York$90,420-0.6%
Grand Rapids, Michigan$90,510-0.5%
Hagerstown, Maryland$96,100+5.7%
Harrisburg, Pennsylvania$99,220+9.1%
Harrisonburg, Virginia$95,230+4.7%
Homosassa Springs, Florida$100,530+10.5%
Houston, Texas$107,080+17.7%
Huntington, West Virginia$96,500+6.1%
Indianapolis, Indiana$99,270+9.1%
Ithaca, New York$99,060+8.9%
Jackson, Michigan$88,230-3.0%
Jacksonville, Florida$95,450+4.9%
Johnstown, Pennsylvania$88,770-2.4%
Kalamazoo, Michigan$84,800-6.8%
Kankakee, Illinois$87,200-4.1%
Kennewick, Washington$104,760+15.2%
Killeen, Texas$100,170+10.1%
Kingston, New York$94,650+4.1%
Kiryas Joel, New York$98,060+7.8%
Kokomo, Indiana$91,600+0.7%
Lafayette, Indiana$88,900-2.3%
Lakeland, Florida$90,020-1.0%
Lancaster, Pennsylvania$100,830+10.9%
Lansing, Michigan$87,840-3.4%
Laredo, Texas$97,760+7.5%
Lebanon, Pennsylvania$95,310+4.8%
Lexington, Kentucky$93,310+2.6%
Lexington Park, Maryland$109,310+20.2%
Longview, Texas$109,080+19.9%
Los Angeles, California$118,500+30.3%
Louisville, Kentucky$99,670+9.6%
Lubbock, Texas$97,820+7.5%
Lynchburg, Virginia$101,820+11.9%
McAllen, Texas$103,410+13.7%
Medford, Oregon$102,050+12.2%
Merced, California$115,270+26.7%
Miami, Florida$95,530+5.0%
Midland, Michigan$77,950-14.3%
Midland, Texas$106,030+16.6%
Modesto, California$121,010+33.0%
Monroe, Michigan$87,310-4.0%
Morgantown, West Virginia$90,240-0.8%
Mount Vernon, Washington$102,630+12.8%
Muncie, Indiana$88,800-2.4%
Muskegon, Michigan$83,490-8.2%
Napa, California$127,120+39.8%
Naples, Florida$103,570+13.9%
New York, New York$107,110+17.8%
Niles, Michigan$86,650-4.7%
Sarasota, Florida$96,990+6.6%
Ocala, Florida$87,330-4.0%
Odessa, Texas$113,850+25.2%
Olympia, Washington$107,830+18.5%
Orlando, Florida$99,470+9.4%
Oxnard, California$119,040+30.9%
Paducah, Kentucky$92,530+1.7%
Palm Bay, Florida$91,500+0.6%
Panama City, Florida$100,430+10.4%
Parkersburg, West Virginia$94,600+4.0%
Pensacola, Florida$92,640+1.8%
Peoria, Illinois$95,490+5.0%
Philadelphia, Pennsylvania$103,970+14.3%
Pittsburgh, Pennsylvania$88,700-2.5%
Portland, Oregon$114,410+25.8%
Port St. Lucie, Florida$91,000+0.0%
Punta Gorda, Florida$99,540+9.4%
Reading, Pennsylvania$93,670+3.0%
Redding, California$111,260+22.3%
Richmond, Virginia$103,370+13.6%
Riverside, California$118,480+30.3%
Roanoke, Virginia$96,030+5.6%
Rochester, New York$84,190-7.4%
Rockford, Illinois$95,530+5.0%
Sacramento, California$123,560+35.8%
Saginaw, Michigan$103,380+13.7%
Salem, Oregon$109,330+20.2%
Salinas, California$122,370+34.5%
Salisbury, Maryland$107,950+18.7%
San Angelo, Texas$101,990+12.1%
San Antonio, Texas$111,140+22.2%
San Diego, California$119,390+31.3%
San Francisco, California$136,250+49.8%
San Jose, California$137,450+51.1%
San Luis Obispo, California$110,930+22.0%
Santa Cruz, California$131,980+45.1%
Santa Maria, California$122,310+34.5%
Santa Rosa, California$128,610+41.4%
Scranton, Pennsylvania$99,370+9.2%
Seattle, Washington$113,270+24.5%
Sebastian, Florida$99,080+8.9%
Sebring, Florida$94,980+4.4%
Sherman, Texas$99,010+8.9%
South Bend, Indiana$92,340+1.5%
Spokane, Washington$100,980+11.0%
Springfield, Illinois$102,250+12.4%
State College, Pennsylvania$95,330+4.8%
Staunton, Virginia$92,090+1.2%
Stockton, California$122,080+34.2%
Syracuse, New York$89,860-1.2%
Tallahassee, Florida$95,300+4.8%
Tampa, Florida$96,110+5.7%
Terre Haute, Indiana$88,790-2.4%
Texarkana, Texas$103,700+14.0%
Traverse City, Michigan$88,760-2.4%
Trenton, New Jersey$103,660+14.0%
Tyler, Texas$102,620+12.8%
Utica, New York$85,910-5.6%
Vallejo, California$128,760+41.6%
Victoria, Texas$102,120+12.3%
Vineland, New Jersey$97,620+7.3%
Virginia Beach, Virginia$96,140+5.7%
Visalia, California$112,040+23.2%
Waco, Texas$104,490+14.9%
Watertown, New York$90,540-0.5%
Weirton, West Virginia$91,530+0.6%
Wenatchee, Washington$101,500+11.6%
Wheeling, West Virginia$98,040+7.8%
Wichita Falls, Texas$105,300+15.8%
Wildwood, Florida$88,590-2.6%
Williamsport, Pennsylvania$100,450+10.4%
Winchester, Virginia$108,700+19.5%
Yakima, Washington$106,410+17.0%
York, Pennsylvania$102,070+12.2%
Yuba City, California$109,520+20.4%
Gross salary
90,960/yr
Estimated take-home
68,135/yr
Est. total withheld
25.1%

Single filer, federal + Kentucky state tax + FICA, 2026 rates. Does not include state-specific payroll withholdings beyond income tax (see Data transparency). Not tax advice — verify with a professional for your specific situation.

View cost of living in this state All Occupational Therapists salaries in Kentucky → All Occupational Therapists salaries →
Data transparency

Sources used for this page

Official occupation and area metadata behind the visible salary, cost, housing and safety signals.

Occupation 29-1122 SOC code
Official area Owensboro, KY BLS metro/geographic area
Area code 36980 Stable geographic key
Reference year 2025 BLS OEWS
Cost: bea_realHousing: zillow_realCrime: latest availableNet-pay source: ky_dor_verificado 2026
No additional caveats are attached to this row.
Methodology

How this page is built

The salary figure is the mean annual wage reported by the BLS Occupational Employment and Wage Statistics (OEWS) program for this occupation and metro area. Percentile and national-average comparisons are calculated directly from the 188 cities currently in this dataset, not from a fixed external benchmark. Cost of living, crime and housing figures come from BEA, FBI and Zillow respectively — see "Data transparency" above for the exact sources and reference years used on this specific page.

Confidence: the RSE (relative standard error) shown under Overview indicates how reliable the salary estimate is for this metro — a lower RSE means a larger underlying sample.

On this page

Where this is

AK HI

Highlighted: Kentucky

Population (metro area)
112,322