Mental Health and Substance Abuse Social Workers pay range in Panama City
New workers and the lowest-paid 10% earn about $37,330 a year or less, while the top 10% make $74,200 or more. The middle half of mental health and substance abuse social workers in Panama City earn between $43,900 and $65,170.
- $37K10th
- $44K25th
- $54KMedian
- $65K75th
- $74K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $58,570 | $4,881 | $28.16 |
| Median | $53,650 | $4,471 | $25.79 |
| Entry level (25th percentile) | $43,900 | $3,658 | $21.11 |
| Experienced (75th percentile) | $65,170 | $5,431 | $31.33 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Mental Health and Substance Abuse Social Workers pay in Panama City vs. Florida and the U.S.
Mental health and substance abuse social workers in Panama City earn 6% more than the Florida average ($55,310) and 14% less than the U.S. average ($68,030). At the median the gap is -11% against the U.S. median of $60,280.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Panama City | $58,570 | $53,650 | $37,330 | $74,200 | 80 |
| Florida | $55,310 | $51,590 | $38,180 | $77,610 | 5,150 |
| United States | $68,030 | $60,280 | $39,740 | $104,170 | 132,810 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Mental Health and Substance Abuse Social Workers salary after taxes in Panama City
On the average salary of $58,570, a single filer in Panama City takes home about $49,241 a year, or $4,103 a month and $1,894 every two weeks. Taxes take 16% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
Is Panama City a good place for mental health and substance abuse social workers? Pay vs. cost of living
Prices in the Panama City area are 3% below the U.S. average (BEA price parity 97.3), so the average $58,570 buys what about $60,198 would buy in a typical U.S. metro. This job pays 1.2 times the median wage of all jobs in Panama City ($45,030). A typical home costs $345,838, or 5.9 years of this average salary before tax.
Mental Health and Substance Abuse Social Workers salary in other Florida cities
Panama City ranks 3rd of 17 Florida metro areas for this job; Gainesville pays the most ($60,240).
- Gainesville$60,240
- Naples$59,940
- Panama City$58,570
- Miami$56,640
- Lakeland$56,580
- Sarasota$55,880
- Palm Bay$55,800
- Jacksonville$55,280
- Tampa$55,190
- Fort Myers$55,180
All Mental Health and Substance Abuse Social Workers salaries in Florida
Highest-paying cities for mental health and substance abuse social workers
San Jose, CA pays this job the most of the metro areas we cover ($117,050).
- San Jose, CA$117,050
- San Francisco, CA$109,530
- San Luis Obispo, CA$109,030
- Vallejo, CA$108,430
- Modesto, CA$96,890
Mental Health and Substance Abuse Social Workers salary by city
Does this match what you are paid?
Anonymous, no account. Results update as visitors answer.
Share your pay anonymously
Mental Health and Substance Abuse Social Workers salary in Panama City: questions
How much do mental health and substance abuse social workers make an hour in Panama City?
$28.16 an hour on average, and $25.80 at the median (BLS, May 2025).
What is the entry-level mental health and substance abuse social workers salary in Panama City?
The lowest-paid 10% earn about $37,330 a year and the 25th percentile is $43,900, a fair guide to starting pay.
What is the mental health and substance abuse social workers take-home pay in Panama City?
About $49,241 a year ($4,103 a month) for a single filer on the average salary of $58,570. Florida has no state income tax.
Do mental health and substance abuse social workers earn more in Panama City than elsewhere?
The average here is 14% less than the U.S. average for this job ($68,030).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 21-1023; area Panama City-Panama City Beach, FL (37460). Relative standard error of the mean wage: 25.0%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
- Job concentration: location quotient 1.08, this job is about as common as in the U.S. overall.
Read the full methodology. Spotted an error? Tell us.