Credit Analysts Salary — Eugene, Oregon

The average Credit Analysts in Eugene, Oregon earns $85,820 a year.

$85,820 / year, mean
↓ 16.6% below national average 33th percentile in Oregon

Eugene pays below most of Oregon for this role, though still within a normal range for the state. That's noticeably below the national average for credit analysts, worth factoring into any relocation math. Cost of living here is close to the national average — not a major factor either way. This is a high-confidence estimate, based on a large sample of reported wages.

Percentile within Oregon

0th 50th 100th
Employment (this metro)
40
Estimate confidence
RSE 3.4%
Cost of living 102 #44 most expensive of 188 cities in this dataset 100 = U.S. average · Source: BEA Regional Price Parities, 2024
Crime index 2419 #180 safest of 188 cities in this dataset Per 100k residents · Source: FBI Crime Data Explorer
Median home value $459,366 #31 priciest of 188 cities in this dataset Source: zillow_real
Median household income $69,311 #112 highest of 188 cities in this dataset Source: Census Bureau ACS 5-year

Combining these four figures gives a fuller picture than salary alone: Eugene ranks #44 for cost of living and #31 for home prices among the 188 cities in this pilot dataset, which matters as much as the headline salary number when comparing where to live.

New York $153,870 San Jose $135,700 San Francisco $133,360 Richmond $119,530 Buffalo $111,010 Los Angeles $110,640 Salem $108,500 Chicago $106,950 San Diego $105,700 Philadelphia $104,860 Trenton $103,420 Fort Myers $102,330 Winchester $101,800 Seattle $100,800 Santa Rosa $100,050 Kiryas Joel $98,140 Bellingham $97,550 Spokane $96,090 Oxnard $95,430 Rochester $95,380 Bakersfield $95,130 Pittsburgh $94,580 Austin $94,490 Naples $94,430 Portland $93,970 Tallahassee $93,950 Syracuse $92,830 Sacramento $92,800 Virginia Beach $92,770 Dallas $91,950 Lancaster $91,460 Roanoke $91,110 Tampa $90,900 Miami $90,550 Houston $90,520 Harrisburg $90,510 Lakeland $89,630 Springfield $89,280 Jacksonville $88,700 Riverside $88,550 Eugene $85,820 Baltimore $85,670 Fresno $84,750 Lexington $84,240 Orlando $84,170 Lubbock $83,570 Allentown $83,460 Detroit $81,760 Reading $81,240 San Antonio $79,510 Champaign $79,360 Louisville $77,590 South Bend $77,430 Indianapolis $77,070 York $76,860 Evansville $75,940 Ann Arbor $75,770 Killeen $75,760 Pensacola $75,630 Scranton $75,120 Peoria $73,970 Lansing $73,330 Fort Wayne $72,500 Kalamazoo $71,860 Longview $70,360 Grand Rapids $69,210 Morgantown $68,140 Charleston $67,550 McAllen $66,950 Elkhart $66,720 Huntington $63,870 El Paso $57,790
CityMean salaryvs. Eugene
Allentown, Pennsylvania$83,460-2.7%
Ann Arbor, Michigan$75,770-11.7%
Austin, Texas$94,490+10.1%
Bakersfield, California$95,130+10.8%
Baltimore, Maryland$85,670-0.2%
Bellingham, Washington$97,550+13.7%
Buffalo, New York$111,010+29.4%
Fort Myers, Florida$102,330+19.2%
Champaign, Illinois$79,360-7.5%
Charleston, West Virginia$67,550-21.3%
Chicago, Illinois$106,950+24.6%
Dallas, Texas$91,950+7.1%
Detroit, Michigan$81,760-4.7%
Elkhart, Indiana$66,720-22.3%
El Paso, Texas$57,790-32.7%
Evansville, Indiana$75,940-11.5%
Fort Wayne, Indiana$72,500-15.5%
Fresno, California$84,750-1.2%
Grand Rapids, Michigan$69,210-19.4%
Harrisburg, Pennsylvania$90,510+5.5%
Houston, Texas$90,520+5.5%
Huntington, West Virginia$63,870-25.6%
Indianapolis, Indiana$77,070-10.2%
Jacksonville, Florida$88,700+3.4%
Kalamazoo, Michigan$71,860-16.3%
Killeen, Texas$75,760-11.7%
Kiryas Joel, New York$98,140+14.4%
Lakeland, Florida$89,630+4.4%
Lancaster, Pennsylvania$91,460+6.6%
Lansing, Michigan$73,330-14.6%
Lexington, Kentucky$84,240-1.8%
Longview, Texas$70,360-18.0%
Los Angeles, California$110,640+28.9%
Louisville, Kentucky$77,590-9.6%
Lubbock, Texas$83,570-2.6%
McAllen, Texas$66,950-22.0%
Miami, Florida$90,550+5.5%
Morgantown, West Virginia$68,140-20.6%
Naples, Florida$94,430+10.0%
New York, New York$153,870+79.3%
Orlando, Florida$84,170-1.9%
Oxnard, California$95,430+11.2%
Pensacola, Florida$75,630-11.9%
Peoria, Illinois$73,970-13.8%
Philadelphia, Pennsylvania$104,860+22.2%
Pittsburgh, Pennsylvania$94,580+10.2%
Portland, Oregon$93,970+9.5%
Reading, Pennsylvania$81,240-5.3%
Richmond, Virginia$119,530+39.3%
Riverside, California$88,550+3.2%
Roanoke, Virginia$91,110+6.2%
Rochester, New York$95,380+11.1%
Sacramento, California$92,800+8.1%
Salem, Oregon$108,500+26.4%
San Antonio, Texas$79,510-7.4%
San Diego, California$105,700+23.2%
San Francisco, California$133,360+55.4%
San Jose, California$135,700+58.1%
Santa Rosa, California$100,050+16.6%
Scranton, Pennsylvania$75,120-12.5%
Seattle, Washington$100,800+17.5%
South Bend, Indiana$77,430-9.8%
Spokane, Washington$96,090+12.0%
Springfield, Illinois$89,280+4.0%
Syracuse, New York$92,830+8.2%
Tallahassee, Florida$93,950+9.5%
Tampa, Florida$90,900+5.9%
Trenton, New Jersey$103,420+20.5%
Virginia Beach, Virginia$92,770+8.1%
Winchester, Virginia$101,800+18.6%
York, Pennsylvania$76,860-10.4%
Gross salary
85,820/yr
Estimated take-home
62,996/yr
Est. total withheld
26.6%

Single filer, federal + Oregon state tax + FICA, 2025 rates. Does not include state-specific payroll withholdings beyond income tax (see Data transparency). Not tax advice — verify with a professional for your specific situation.

View cost of living in this state All Credit Analysts salaries in Oregon → All Credit Analysts salaries →
Community reality check

Community reality check for Eugene

These notes add local color around Eugene, Oregon: comfort ranges, budget constraints and location trade-offs reported in public discussions.

Relocation gap2.0× calculator gap
City comparison anecdotal

Discussion highlights that calculators may imply roughly 2x gross income for comparable standard of living, while some employers offer only about 10% location premiums. Tech total compensation can be an exception, so the page should distinguish salary from total compensation.

2.0×calculator multiplier10%HCOL premium cited$200KAtlanta TC example$450KBay Area TC example

Anecdotal public-discussion signals, not official salary data, rent data or financial advice. Read this alongside the official figures on the page.

Data transparency

Sources used for this page

Official occupation and area metadata behind the visible salary, cost, housing and safety signals.

Occupation 13-2041 SOC code
Official area Eugene-Springfield, OR BLS metro/geographic area
Area code 21660 Stable geographic key
Reference year 2025 BLS OEWS
Cost: bea_realHousing: zillow_realCrime: latest availableNet-pay source: or_dor_verificado 2025
Metro also includes
Springfield
No additional caveats are attached to this row.
Methodology

How this page is built

The salary figure is the mean annual wage reported by the BLS Occupational Employment and Wage Statistics (OEWS) program for this occupation and metro area. Percentile and national-average comparisons are calculated directly from the 188 cities currently in this dataset, not from a fixed external benchmark. Cost of living, crime and housing figures come from BEA, FBI and Zillow respectively — see "Data transparency" above for the exact sources and reference years used on this specific page.

Confidence: the RSE (relative standard error) shown under Overview indicates how reliable the salary estimate is for this metro — a lower RSE means a larger underlying sample.

On this page

Where this is

AK HI

Highlighted: Oregon

Population (metro area)
382,628