Credit Analysts pay range in Birmingham
New workers and the lowest-paid 10% earn about $58,560 a year or less, while the top 10% make $167,190 or more. The middle half of credit analysts in Birmingham earn between $70,970 and $132,100.
- $59K10th
- $71K25th
- $102KMedian
- $132K75th
- $167K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $103,890 | $8,658 | $49.95 |
| Median | $101,720 | $8,477 | $48.90 |
| Entry level (25th percentile) | $70,970 | $5,914 | $34.12 |
| Experienced (75th percentile) | $132,100 | $11,008 | $63.51 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Credit Analysts pay in Birmingham vs. Alabama and the U.S.
Credit analysts in Birmingham earn 12% more than the Alabama average ($93,100) and 3% more than the U.S. average ($100,850). At the median the gap is +22% against the U.S. median of $83,510.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Birmingham | $103,890 | $101,720 | $58,560 | $167,190 | 200 |
| Alabama | $93,100 | $79,970 | $52,790 | $138,570 | 370 |
| United States | $100,850 | $83,510 | $56,250 | $169,230 | 64,390 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Credit Analysts salary after taxes in Birmingham
On the average salary of $103,890, a single filer in Birmingham takes home about $77,663 a year, or $6,472 a month and $2,987 every two weeks. Taxes take 25% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). City occupational taxes (for example in Birmingham and Gadsden) are not included.
Is Birmingham a good place for credit analysts? Pay vs. cost of living
Prices in the Birmingham area are 8% below the U.S. average (BEA price parity 91.6), so the average $103,890 buys what about $113,363 would buy in a typical U.S. metro. This job pays 2.1 times the median wage of all jobs in Birmingham ($47,770). A typical home costs $262,556, or 2.5 years of this average salary before tax.
Credit Analysts salary in nearby metro areas
- Chattanooga, TN$79,740
- Atlanta, GA$91,950
- Nashville, TN$88,030
- Pensacola, FL$75,630
- Memphis, TN$83,390
- Jackson, MS$92,160
Highest-paying cities for credit analysts
New York, NY pays this job the most of the metro areas we cover ($153,870).
- New York, NY$153,870
- San Jose, CA$135,700
- San Francisco, CA$133,360
- Washington, DC$120,420
- Burlington, VT$119,620
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Credit Analysts salary in Birmingham: questions
How much do credit analysts make an hour in Birmingham?
$49.95 an hour on average, and $48.91 at the median (BLS, May 2025).
What is the entry-level credit analysts salary in Birmingham?
The lowest-paid 10% earn about $58,560 a year and the 25th percentile is $70,970, a fair guide to starting pay.
What is the credit analysts take-home pay in Birmingham?
About $77,663 a year ($6,472 a month) for a single filer on the average salary of $103,890. City occupational taxes (for example in Birmingham and Gadsden) are not included.
Do credit analysts earn more in Birmingham than elsewhere?
The average here is 3% more than the U.S. average for this job ($100,850).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2041; area Birmingham, AL (13820). Relative standard error of the mean wage: 3.9%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). City occupational taxes (for example in Birmingham and Gadsden) are not included.
- Job concentration: location quotient 0.92, this job is about as common as in the U.S. overall.
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