Actuaries pay range in Baltimore
New workers and the lowest-paid 10% earn about $76,670 a year or less, while the top 10% make $185,220 or more. The middle half of actuaries in Baltimore earn between $97,270 and $159,170.
- $77K10th
- $97K25th
- $127KMedian
- $159K75th
- $185K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $129,560 | $10,797 | $62.29 |
| Median | $126,950 | $10,579 | $61.03 |
| Entry level (25th percentile) | $97,270 | $8,106 | $46.76 |
| Experienced (75th percentile) | $159,170 | $13,264 | $76.52 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Actuaries pay in Baltimore vs. Maryland and the U.S.
Actuaries in Baltimore earn 3% less than the Maryland average ($133,930) and 8% less than the U.S. average ($141,480). At the median the gap is -2% against the U.S. median of $130,000.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Baltimore | $129,560 | $126,950 | $76,670 | $185,220 | 340 |
| Maryland | $133,930 | $126,950 | $76,670 | $185,220 | 580 |
| United States | $141,480 | $130,000 | $78,570 | $215,100 | 26,670 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Actuaries salary after taxes in Baltimore
On the average salary of $129,560, a single filer in Baltimore takes home about $93,809 a year, or $7,817 a month and $3,608 every two weeks. Taxes take 28% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Maryland's county income tax (2.25%–3.30%, charged in every county) is not included, so real take-home pay is lower.
Is Baltimore a good place for actuaries? Pay vs. cost of living
Prices in the Baltimore area are 4% above the U.S. average (BEA price parity 104.5), so the average $129,560 buys what about $123,996 would buy in a typical U.S. metro. This job pays 2.1 times the median wage of all jobs in Baltimore ($59,070). A typical home costs $405,877, or 3.1 years of this average salary before tax.
Actuaries salary in nearby metro areas
- Washington, DC$150,030
- Harrisburg, PA$115,500
- Philadelphia, PA$146,680
- Trenton, NJ$131,180
- Richmond, VA$144,150
- Scranton, PA$121,840
Highest-paying cities for actuaries
Bridgeport, CT pays this job the most of the metro areas we cover ($176,120).
- Bridgeport, CT$176,120
- San Francisco, CA$168,260
- New York, NY$166,660
- Hartford, CT$163,460
- New Haven, CT$159,070
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Actuaries salary in Baltimore: questions
How much do actuaries make an hour in Baltimore?
$62.29 an hour on average, and $61.04 at the median (BLS, May 2025).
What is the entry-level actuaries salary in Baltimore?
The lowest-paid 10% earn about $76,670 a year and the 25th percentile is $97,270, a fair guide to starting pay.
What is the actuaries take-home pay in Baltimore?
About $93,809 a year ($7,817 a month) for a single filer on the average salary of $129,560. Maryland's county income tax (2.25%–3.30%, charged in every county) is not included, so real take-home pay is lower.
Do actuaries earn more in Baltimore than elsewhere?
The average here is 8% less than the U.S. average for this job ($141,480).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 15-2011; area Baltimore-Columbia-Towson, MD (12580). Relative standard error of the mean wage: 2.7%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Maryland's county income tax (2.25%–3.30%, charged in every county) is not included, so real take-home pay is lower.
- Job concentration: location quotient 1.44, this job is 1.4 times as concentrated as in the U.S. overall.
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